/* פסגות הון פיננסים — כיוון 2 "ישיר" כאתר מלא
   Layout: פס עליון כהה + כותרת לבנה דביקה עם תפריט, פתיחה בתמונה עם טופס צהוב, פס מספרים, כרטיסי שירות עם תמונה,
   עמודים פנימיים עם באנר כותרת נייבי ותוכן + עמודת צד. נייבי לבסיס, צהוב לפעולה, אדום רק לחיוג. מראה בהיר אחד. */
:root{
  --nv:#10233F; --nv2:#18325A; --nv3:#22457A;
  --ye:#FFC72C; --ye2:#FFD55C; --ye-ink:#7A5800;
  --rd:#E4572E; --rd2:#C9461F;
  --gr:#F4F5F7; --gr2:#E7E9ED; --line:#DCDFE5;
  --ink:#1A1D23; --mt:#5A606B;
  --ok:#1E6B4A; --warn:#A32A16; --wa:#1FA855;
  --f:"Heebo","Assistant","Segoe UI",Arial,sans-serif;
  --wrap:1200px; --gut:clamp(16px,4vw,40px);
  --sec:clamp(56px,7vw,88px);
  color-scheme:light;
}
:root.a11y-contrast{--nv:#000;--nv2:#000;--nv3:#000;--ye:#FFD54A;--gr:#fff;--gr2:#fff;--ink:#000;--mt:#000;--line:#000}
:root.a11y-contrast .ph>img.bg{display:none}
:root.a11y-links a{text-decoration:underline!important;text-underline-offset:3px}
:root.a11y-readable body,:root.a11y-readable h1,:root.a11y-readable h2,:root.a11y-readable h3{font-family:Arial,sans-serif}
:root.a11y-still *,:root.a11y-still *::before,:root.a11y-still *::after{animation:none!important;transition:none!important}

*,*::before,*::after{box-sizing:border-box}
[hidden]{display:none!important}
html{direction:rtl;scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:#fff;color:var(--ink);font-family:var(--f);font-size:1.05rem;line-height:1.7;overflow-x:hidden}
img,svg{max-width:100%}
svg{flex:none}
h1,h2,h3{margin:0;line-height:1.12;color:var(--nv);font-weight:900;text-wrap:balance}
h1{font-size:clamp(2.4rem,1.5rem + 3.8vw,4.4rem)}
h2{font-size:clamp(1.8rem,1.3rem + 1.6vw,2.6rem)}
h3{font-size:1.3rem;font-weight:800}
p{margin:0}
a{color:var(--nv3)}
:focus-visible{outline:3px solid var(--ye);outline-offset:2px}
.num{font-variant-numeric:tabular-nums;direction:ltr;unicode-bidi:isolate}
.skip{position:absolute;inset-inline-start:12px;top:-60px;background:var(--nv);color:#fff;padding:10px 16px;z-index:100;font-weight:700}
.skip:focus{top:12px;color:#fff}
.sr-only{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.muted{color:var(--mt)} .small{font-size:.88rem} .center{text-align:center} .updated{font-size:.88rem;color:var(--mt)}
.wrap{max-width:var(--wrap);margin-inline:auto;padding-inline:var(--gut)}
.sec,.section{padding-block:var(--sec)}
.sec--gray,.sec--tint{background:var(--gr)}

.sh,.st{display:grid;gap:8px;margin-bottom:clamp(26px,4vw,40px);max-width:760px}
.sh p,.st p{color:var(--mt);font-size:1.12rem}
.st{text-align:center;justify-items:center;margin-inline:auto}
.kicker{display:inline-block;font-weight:800;color:var(--rd);font-size:1rem}
.kicker--y{color:var(--ye)}
.st--light h2{color:#fff} .st--light p{color:#C9D2E0}
.st--start{text-align:start;justify-items:start;margin-inline:0}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:12px 26px;border-radius:3px;font-family:var(--f);font-weight:800;font-size:1.05rem;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:background .15s,color .15s,border-color .15s;line-height:1.2}
.btn svg{width:22px;height:22px}
.btn--block{width:100%}
.btn--yellow,.btn--gold{background:var(--ye);color:var(--nv)}
.btn--yellow:hover,.btn--gold:hover{background:var(--ye2);color:var(--nv)}
.btn--navy{background:var(--nv);color:#fff}
.btn--navy:hover{background:var(--nv3);color:#fff}
.btn--ghost,.btn--outline{background:transparent;color:#fff;border-color:rgba(255,255,255,.7)}
.btn--ghost:hover,.btn--outline:hover{background:#fff;color:var(--nv)}
.btn--wa{background:var(--wa);color:#fff}
.btn--wa:hover{background:#178B45;color:#fff}
.btns{display:flex;flex-wrap:wrap;gap:12px}
.lic{display:flex;align-items:center;gap:8px;font-size:.85rem;color:var(--mt)}
.lic svg{width:18px;height:18px;color:var(--ye-ink)}

.util{background:#0A1830;color:#B9C4D4;font-size:.84rem}
.util .wrap{display:flex;justify-content:space-between;gap:16px;padding-block:7px;flex-wrap:wrap}
.util span,.util a{display:inline-flex;align-items:center;gap:6px;color:inherit;text-decoration:none}
.util svg{width:15px;height:15px;color:var(--ye)}
.util__r{display:flex;gap:18px}
.mh{position:sticky;top:env(safe-area-inset-top,0px);z-index:40;background:#fff;box-shadow:0 2px 12px rgba(16,35,63,.1)}
.mh .wrap{display:flex;align-items:center;gap:18px;min-height:78px}
.brand{display:flex;align-items:center;gap:10px;color:var(--nv);text-decoration:none;flex:none}
.brand svg{width:48px;height:48px}
.brand span{display:grid;line-height:1.05}
.brand b{font-size:1.4rem;font-weight:900}
.brand small{font-size:.56rem;letter-spacing:.24em;color:var(--mt);direction:ltr;text-align:end;margin-top:3px}
.nav{display:flex;margin-inline-start:auto}
.nav a{color:var(--ink);text-decoration:none;padding:26px 11px;font-weight:700;font-size:.98rem;white-space:nowrap;border-bottom:4px solid transparent}
.nav a:hover{color:var(--nv3);border-bottom-color:var(--gr2)}
.nav a[aria-current="page"]{border-bottom-color:var(--ye);color:var(--nv)}
.mh-wa{width:46px;height:46px;border-radius:3px;background:var(--wa);color:#fff;display:grid;place-items:center;flex:none}
.mh-wa svg{width:26px;height:26px}
.mh-tel{display:flex;align-items:center;gap:8px;background:var(--rd);color:#fff;font-weight:900;font-size:1.15rem;padding:0 16px;height:46px;border-radius:3px;text-decoration:none;flex:none}
.mh-tel:hover{background:var(--rd2);color:#fff}
.mh-tel svg{width:20px;height:20px}
.menu-btn{display:none;background:var(--gr);border:1px solid var(--line);border-radius:3px;width:46px;height:46px;align-items:center;justify-content:center;cursor:pointer;color:var(--nv);flex:none}
.menu-btn svg{width:24px;height:24px}
@media (max-width:1100px){
  .menu-btn{display:inline-flex}
  .nav{position:absolute;inset-inline:0;top:100%;background:#fff;flex-direction:column;display:none;margin:0;box-shadow:0 16px 30px -12px rgba(16,35,63,.3);padding:6px var(--gut) 14px}
  .nav.open{display:flex}
  .nav a{padding:13px 4px;border-bottom:1px solid var(--gr2)}
  .nav a[aria-current="page"]{border-bottom-color:var(--gr2);color:var(--rd)}
  .mh-wa{margin-inline-start:auto}
  .util__r span{display:none}
}
@media (max-width:560px){.mh-tel span{display:none}.mh-tel{width:46px;padding:0;justify-content:center}.brand b{font-size:1.12rem}.brand small{display:none}.brand svg{width:38px;height:38px}.mh .wrap{gap:10px;min-height:66px}.util .wrap>span:first-child{font-size:.78rem}}

.ph{position:relative;isolation:isolate;overflow:hidden}
.ph>img.bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.hero{color:#fff}
.hero::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(270deg,rgba(10,24,48,.94) 0%,rgba(10,24,48,.86) 50%,rgba(10,24,48,.45) 100%)}
.hero__grid{display:grid;grid-template-columns:minmax(0,1fr) 410px;gap:clamp(28px,4vw,60px);align-items:center;padding-block:clamp(40px,6vw,76px)}
.hero__copy{display:grid;gap:16px;min-width:0}
.q{justify-self:start;background:var(--ye);color:var(--nv);font-weight:900;font-size:1.2rem;padding:3px 12px}
.hero h1{color:#fff}
.hero h1 span{display:block;color:var(--ye)}
.sub{font-size:1.28rem;color:#E4E9F1;max-width:30em;font-weight:500}
.hticks{list-style:none;margin:4px 0 0;padding:0;display:grid;gap:8px;font-size:1.12rem;font-weight:700}
.hticks li{display:flex;align-items:center;gap:10px;color:#fff}
.hticks svg{width:22px;height:22px;color:var(--ye);stroke-width:3}
.hticks--row{display:flex;flex-wrap:wrap;gap:8px 26px}
@media (max-width:960px){.hero__grid{grid-template-columns:1fr}.hero::before{background:rgba(10,24,48,.88)}}

.card{background:var(--ye);color:var(--nv);padding:22px;scroll-margin-top:100px;min-width:0;box-shadow:0 24px 50px -20px rgba(0,0,0,.6)}
.card__h{text-align:center;margin-bottom:14px}
.card__h h2{font-size:1.55rem;color:var(--nv);line-height:1.15}
.card__h p{font-weight:700;font-size:.92rem;margin-top:4px}
.card form{display:grid;gap:12px}
.card__lic{font-size:.78rem;text-align:center;font-weight:600}
.fgrid{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.fgrid .full{grid-column:1/-1}
.field{display:grid;gap:4px;min-width:0}
.field label,.field .label{font-weight:700;font-size:.88rem;color:var(--nv)}
.hint{font-size:.8rem;color:var(--mt)}
.input,select.input,textarea.input{width:100%;min-height:48px;padding:10px 12px;border:1px solid #C9CED6;border-radius:2px;font:inherit;font-size:1rem;color:var(--ink);background:#fff}
.card .input{border-color:transparent}
textarea.input{min-height:60px;resize:vertical}
.input:focus{outline:none;border-color:var(--nv);box-shadow:0 0 0 3px rgba(16,35,63,.25)}
.input[aria-invalid="true"]{border-color:var(--warn);background:#FFF6F4}
.input-wrap{position:relative}
.input-wrap .unit{position:absolute;left:12px;top:50%;transform:translateY(-50%);color:var(--mt);font-weight:800;pointer-events:none}
.input-wrap .input{padding-left:34px;text-align:right}
.req{color:var(--warn)}
.err{font-size:.8rem;color:var(--warn);font-weight:700}
.err:empty{display:none}
.field .consent{font-weight:500}
.consent{display:flex;gap:8px;align-items:flex-start;font-size:.86rem;line-height:1.45}
.consent a{color:var(--nv);font-weight:700}
.consent input{width:18px;height:18px;margin-top:2px;accent-color:var(--nv)}
.hp{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);opacity:0}
.form-status{padding:10px 12px;font-weight:700;font-size:.92rem}
.form-status:empty{display:none}
.form-status.ok{background:#E6F3EC;color:var(--ok)}
.form-status.bad{background:#FBEAE7;color:var(--warn)}
.form-status.info{background:#fff;color:var(--nv)}
@media (max-width:480px){.fgrid{grid-template-columns:1fr}}

.stats{background:var(--nv);color:#fff}
.stats .wrap{display:grid;grid-template-columns:repeat(4,1fr)}
.stats div{padding:24px 12px;text-align:center;border-inline-start:1px solid rgba(255,255,255,.14);display:grid;gap:2px}
.stats div:first-child{border:0}
.stats b{font-size:clamp(1.9rem,1.4rem + 1.4vw,2.6rem);font-weight:900;color:var(--ye);line-height:1.05}
.stats span{color:#C9D2E0;font-size:.95rem}
@media (max-width:760px){.stats .wrap{grid-template-columns:1fr 1fr}.stats div:nth-child(3){border:0}.stats div:nth-child(n+3){border-top:1px solid rgba(255,255,255,.14)}}

.sgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.scard{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);text-decoration:none;color:var(--ink);transition:box-shadow .2s,border-color .2s}
.scard:hover{border-color:var(--nv);box-shadow:0 18px 36px -20px rgba(16,35,63,.45)}
.scard__img{display:block;aspect-ratio:3/2;overflow:hidden;max-width:100%}
.scard__img img{width:100%;height:100%;object-fit:cover;display:block}
.scard__b{display:grid;gap:8px;padding:18px 18px 20px;flex:1;align-content:start;border-top:4px solid var(--ye)}
.scard p{color:var(--mt);font-size:.98rem}
.scard__go{display:inline-flex;align-items:center;gap:6px;font-weight:800;color:var(--rd);margin-top:4px}
.scard__go svg{width:18px;height:18px}
@media (max-width:1000px){.sgrid{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.sgrid{grid-template-columns:1fr}}

.qloan{background:var(--nv);color:#fff;padding-block:var(--sec)}
.qloan__grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,460px);gap:clamp(28px,5vw,64px);align-items:center}
.qloan__copy{display:grid;gap:14px}
.qloan h2{color:#fff}
.qloan h2 span{display:block;color:var(--ye);font-size:1.15em}
.qloan__copy>p{color:#C9D2E0;font-size:1.12rem;max-width:32em}
.kick{color:var(--ye);font-weight:800}
.kick svg{display:none}
.need{list-style:none;margin:0;padding:0;display:grid;gap:8px;font-weight:700}
.need li{display:flex;gap:10px;align-items:center}
.need svg{width:22px;height:22px;color:var(--ye);stroke-width:3}
.more-link{display:inline-flex;align-items:center;gap:8px;color:var(--ye);font-weight:800;text-decoration:none;justify-self:start}
.more-link svg{width:20px;height:20px}
.ql{background:#fff;color:var(--ink);padding:clamp(18px,3vw,26px);display:grid;gap:14px;min-width:0;border-top:6px solid var(--ye)}
.ql__head{display:flex;justify-content:space-between;align-items:center}
.ql__head h3{font-size:1.4rem}
.ql__pill,.pkg__tag{display:none}
.pkgs{display:grid;grid-template-columns:repeat(4,1fr);gap:6px}
.pkg{padding:12px 4px;border:1px solid var(--line);background:#fff;cursor:pointer;font:inherit;color:var(--nv);display:grid;justify-items:center}
.pkg b{font-weight:900;font-size:1.02rem}
.pkg small{display:none}
.pkg:hover{border-color:var(--nv)}
.pkg[aria-pressed="true"]{background:var(--ye);border-color:var(--ye)}
.range-row{display:flex;align-items:center;gap:12px}
input[type=range]{flex:1;accent-color:var(--nv);height:28px;min-width:0}
.range-val{min-width:84px;text-align:center;font-weight:900;color:var(--nv);background:var(--gr);padding:6px}
.seg{display:grid;grid-template-columns:1fr 1fr;border:1px solid #C9CED6}
.seg--3{grid-template-columns:repeat(3,1fr)}
.seg input{position:absolute;opacity:0;pointer-events:none}
.seg label{display:flex;align-items:center;justify-content:center;min-height:44px;padding:6px;cursor:pointer;font-weight:700;color:var(--mt);font-size:.92rem;text-align:center}
.seg label:not(:first-of-type){border-inline-start:1px solid #C9CED6}
.seg input:checked+label{background:var(--nv);color:#fff}
.seg input:focus-visible+label{outline:3px solid var(--ye);outline-offset:-3px}
.ql__sum{display:flex;justify-content:space-between;align-items:center;gap:10px;background:var(--gr);padding:12px 14px}
.ql__sum span{color:var(--mt);font-size:.9rem;flex:none}
.ql__sum b{color:var(--nv);font-size:1.15rem;font-weight:900}
.ql__fine{font-size:.76rem;color:var(--mt);line-height:1.45}
@media (max-width:960px){.qloan__grid{grid-template-columns:1fr}}
@media (max-width:420px){.pkgs{grid-template-columns:1fr 1fr}}

.ab{display:grid;grid-template-columns:minmax(0,.95fr) minmax(0,1.05fr);gap:clamp(28px,5vw,64px);align-items:center}
.ab__img{position:relative}
.ab__img img{width:100%;aspect-ratio:4/3;object-fit:cover;display:block}
.ab__badge{position:absolute;bottom:-18px;inset-inline-start:24px;background:var(--ye);color:var(--nv);padding:14px 20px;font-weight:700;display:grid;line-height:1.2}
.ab__badge b{font-size:1.8rem;font-weight:900}
.ab__t{display:grid;gap:16px}
.ab__t>p{color:var(--mt);font-size:1.1rem}
.ab__t .btn{justify-self:start}
.ticklist{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.ticklist li{display:flex;gap:10px;align-items:flex-start;font-weight:600}
.ticklist svg{width:22px;height:22px;color:var(--rd);stroke-width:3;margin-top:3px}
@media (max-width:900px){.ab{grid-template-columns:1fr}}

.sectors{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.sectors li{background:var(--gr);padding:18px;font-weight:800;color:var(--nv);border-inline-start:5px solid var(--ye)}
@media (max-width:860px){.sectors{grid-template-columns:1fr 1fr}}

.partial{display:grid;grid-template-columns:1fr 1fr;gap:clamp(24px,4vw,56px);align-items:center;background:#fff;border:1px solid var(--line);padding:clamp(22px,4vw,40px)}
.partial>div:first-child{display:grid;gap:12px}
.partial p{color:var(--mt)}
.tag{color:var(--rd);font-weight:800}
.bars{display:grid;gap:16px}
.bar-row{display:grid;gap:6px}
.bar-row .lbl{display:flex;justify-content:space-between;color:var(--mt)}
.bar-row .lbl b{color:var(--nv);font-size:1.2rem;font-weight:900}
.bar{height:14px;background:var(--gr2)}
.bar i{display:block;height:100%;background:#8B97AA}
.bar--ok i{background:var(--ye)}
.chips{display:flex;gap:8px;flex-wrap:wrap}
.chip{font-size:.86rem;border:1px solid var(--line);padding:4px 12px;color:var(--mt)}
.chip--on{background:var(--nv);color:#fff;border-color:var(--nv);font-weight:700}
@media (max-width:860px){.partial{grid-template-columns:1fr}}

.faq2{display:grid;grid-template-columns:minmax(0,.75fr) minmax(0,1.25fr);gap:clamp(28px,5vw,64px);align-items:start}
.faq2__side{display:grid;gap:12px;position:sticky;top:110px}
.faq2__side p{color:var(--mt)}
.faq2__side .btn{justify-self:start}
.faq-list{display:grid;gap:10px}
.faq-list details{background:var(--gr);border-inline-start:5px solid transparent}
.faq-list details[open]{background:#fff;border:1px solid var(--line);border-inline-start:5px solid var(--ye)}
.faq-list summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:16px 20px;font-weight:800;font-size:1.08rem;color:var(--nv)}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list .pm{width:26px;height:26px;flex:none;position:relative}
.faq-list .pm::before,.faq-list .pm::after{content:"";position:absolute;inset:50% 5px auto;height:2.5px;background:var(--nv);transform:translateY(-50%);transition:transform .2s}
.faq-list .pm::after{transform:translateY(-50%) rotate(90deg)}
.faq-list details[open] .pm::after{transform:translateY(-50%) rotate(0)}
.faq-list .ans{padding:0 20px 18px;color:var(--mt);display:grid;gap:10px}
.faq-list .ans ul{margin:0;padding-inline-start:20px}
.faq-cta{display:flex;gap:12px;justify-content:center;align-items:center;flex-wrap:wrap;margin-top:22px;color:var(--mt)}
@media (max-width:900px){.faq2{grid-template-columns:1fr}.faq2__side{position:static}}

.callbar{background:var(--rd);color:#fff}
.callbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;padding-block:22px}
.callbar p{font-size:1.25rem}
.callbar b{font-weight:900}
.callbar .btn--yellow{font-size:1.3rem;font-weight:900}
.cta-band{background:var(--nv);color:#fff}
.cta-band .wrap{display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap;padding-block:28px}
.cta-band h2{color:#fff;font-size:1.6rem}
.cta-band p{color:#C9D2E0}
.strip{background:var(--ye);padding-block:22px}
.strip .wrap{display:grid;grid-template-columns:auto 1fr;gap:12px 22px;align-items:start}
.strip h2{font-size:1.3rem;padding-top:10px}
.qform{display:grid;grid-template-columns:1fr 1fr 1fr auto;gap:10px}
.qform .input{border-color:transparent}
.qform__c,.qform .form-status{grid-column:1/-1}
@media (max-width:900px){.strip .wrap,.qform{grid-template-columns:1fr}}

.lead-sec{background:var(--nv);color:#fff}
.lead{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:clamp(28px,5vw,64px);align-items:start}
.lead__side{display:grid;gap:16px}
.lead__side h2{color:#fff}
.lead__side>p{color:#C9D2E0}
.lead-sec .lic{color:#B9C4D4}
.lead-sec .lic svg{color:var(--ye)}
.clist{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.clist a,.clist div{display:flex;align-items:center;gap:14px;padding:12px 14px;background:rgba(255,255,255,.06);color:#fff;text-decoration:none}
.clist a:hover{background:rgba(255,255,255,.12)}
.clist .ic{width:42px;height:42px;background:var(--ye);display:grid;place-items:center;color:var(--nv)}
.clist .ic svg{width:22px;height:22px}
.clist .ic--wa{background:var(--wa);color:#fff}
.clist small{display:block;color:#B9C4D4;font-size:.8rem}
@media (max-width:900px){.lead{grid-template-columns:1fr}}

.warn{background:#FFF7DD;border-top:4px solid var(--ye)}
.warn .wrap{display:flex;gap:14px;align-items:flex-start;padding-block:18px}
.warn svg{width:28px;height:28px;color:var(--warn)}
.warn p{font-size:.93rem}
.warn strong{color:var(--warn)}
.foot{background:#0A1830;color:#A9B5C7;font-size:.95rem}
.foot .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px;padding-block:48px 30px}
.foot .brand{color:#fff;margin-bottom:14px}
.foot .brand svg path{fill:#fff}
.foot h3{color:var(--ye);font-size:1.05rem;margin-bottom:12px}
.foot ul{list-style:none;margin:0;padding:0;display:grid;gap:7px}
.foot a{color:#DCE3EC;text-decoration:none}
.foot a:hover{color:var(--ye)}
.f-tel{font-size:1.4rem;font-weight:900;color:#fff!important}
.f-legal{line-height:1.7}
.f-bottom{border-top:1px solid rgba(255,255,255,.1)}
.f-bottom .wrap{display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;padding-block:14px;font-size:.85rem}
.f-links{display:flex;gap:16px;flex-wrap:wrap}
@media (max-width:900px){.foot .cols{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.foot .cols{grid-template-columns:1fr}}

.wa-float{position:fixed;left:18px;bottom:calc(18px + env(safe-area-inset-bottom,0px));z-index:60;width:60px;height:60px;border-radius:50%;background:#25D366;color:#fff;display:grid;place-items:center;box-shadow:0 10px 24px -6px rgba(0,0,0,.4);text-decoration:none}
.wa-float:hover{color:#fff}
.wa-float svg{width:32px;height:32px}
.a11y-btn{position:fixed;right:18px;bottom:calc(18px + env(safe-area-inset-bottom,0px));z-index:60;width:50px;height:50px;border-radius:50%;background:var(--nv);color:#fff;border:2px solid var(--ye);display:grid;place-items:center;cursor:pointer}
.a11y-btn svg{width:28px;height:28px}
.a11y-panel{position:fixed;right:18px;bottom:calc(80px + env(safe-area-inset-bottom,0px));z-index:61;width:min(300px,calc(100vw - 36px));background:#fff;border:1px solid var(--line);box-shadow:0 30px 60px -20px rgba(16,35,63,.5);padding:18px;display:grid;gap:10px}
.a11y-panel h2{font-size:1.15rem}
.a11y-panel .row{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.a11y-panel button{min-height:44px;border:1px solid var(--line);background:var(--gr);font:inherit;font-size:.95rem;font-weight:700;color:var(--nv);cursor:pointer}
.a11y-panel button[aria-pressed="true"]{background:var(--nv);color:#fff}
.a11y-panel a{font-size:.85rem}

.page-hero{background:var(--nv);color:#fff;border-bottom:6px solid var(--ye)}
.page-hero .wrap{padding-block:clamp(34px,5vw,58px);display:grid;gap:12px}
.page-hero h1{color:#fff;font-size:clamp(2rem,1.4rem + 2.4vw,3.1rem)}
.page-hero p{color:#D4DCE7;font-size:1.15rem;max-width:46em}
.crumbs{font-size:.86rem;color:#A9B5C7}
.crumbs ol{list-style:none;margin:0;padding:0;display:flex;gap:8px;flex-wrap:wrap}
.crumbs li+li::before{content:"‹";margin-inline-end:8px;color:var(--ye)}
.crumbs a{color:#DCE3EC}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:clamp(28px,5vw,56px);align-items:start}
.prose{display:grid;gap:14px;max-width:72ch;min-width:0}
.prose h2{font-size:clamp(1.45rem,1.2rem + 1vw,1.9rem);margin-top:12px}
.prose h2:first-child{margin-top:0}
.prose p,.prose li{color:#2F343C}
.prose ul,.prose ol{margin:0;padding-inline-start:22px;display:grid;gap:6px}
.section .prose{margin-inline:auto}
.side{position:sticky;top:110px;display:grid;gap:14px}
.side-card{padding:22px;display:grid;gap:10px}
.side-card--y{background:var(--ye);color:var(--nv)}
.side-card--y h3{color:var(--nv)}
.side-card--navy{background:var(--nv);color:#C9D2E0}
.side-card--navy h3{color:#fff}
.side-tel{font-size:1.7rem;font-weight:900;color:#fff;text-decoration:none}
@media (max-width:980px){.layout{grid-template-columns:1fr}.side{position:static}}
.formula{background:var(--gr);border-inline-start:5px solid var(--ye);padding:16px 18px;font-weight:800;color:var(--nv)}
.table-wrap{overflow-x:auto;border:1px solid var(--line)}
table.cmp{width:100%;border-collapse:collapse;font-size:.98rem;min-width:500px}
table.cmp th,table.cmp td{padding:12px 14px;text-align:start;border-bottom:1px solid var(--line)}
table.cmp thead th{background:var(--nv);color:#fff}
table.cmp td.n{font-variant-numeric:tabular-nums;direction:ltr;text-align:end}
table.cmp tr.hl td{background:#FFF4CF;font-weight:800}
.callout{border-inline-start:5px solid var(--ye);background:var(--gr);padding:14px 18px}
.kgrid{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.kcard{background:#fff;border:1px solid var(--line);border-top:4px solid var(--nv);padding:20px;display:grid;gap:8px;align-content:start}
.sec--gray .kcard{border-color:transparent;border-top-color:var(--nv)}
.kcard .ic{color:var(--rd)}
.kcard .ic svg{width:32px;height:32px}
.kcard p{color:var(--mt);font-size:.95rem}
@media (max-width:900px){.kgrid{grid-template-columns:1fr 1fr}}
@media (max-width:480px){.kgrid{grid-template-columns:1fr}}
.two-col{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:clamp(28px,5vw,56px);align-items:start}
.two-col--img{align-items:center}
@media (max-width:900px){.two-col{grid-template-columns:1fr}}
.doc-card{background:#fff;border:1px solid var(--line);border-top:4px solid var(--ye);padding:22px;display:grid;gap:12px}
.doc-card h3{display:flex;align-items:center;gap:10px}
.doc-card h3 svg{width:26px;height:26px;color:var(--rd)}
.checklist{list-style:none;margin:0;padding:0;display:grid;gap:9px}
.checklist li{display:flex;gap:10px;align-items:flex-start}
.checklist svg{width:22px;height:22px;color:var(--rd);stroke-width:3;margin-top:2px}
.prod{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.pcard{background:#fff;border:1px solid var(--line);border-top:5px solid var(--ye);padding:clamp(22px,3vw,30px);display:grid;gap:12px;align-content:start;scroll-margin-top:110px}
.pcard .ic{width:56px;height:56px;background:var(--nv);display:grid;place-items:center;color:var(--ye)}
.pcard .ic svg{width:28px;height:28px}
.pcard p{color:var(--mt)}
.pcard .btn{justify-self:start}
@media (max-width:860px){.prod{grid-template-columns:1fr}}
.pgrid{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.pcard2{background:#fff;border:1px solid var(--line);border-top:5px solid var(--ye);padding:22px 16px 16px;display:grid;gap:6px;justify-items:center;text-align:center}
.pcard2 b{font-size:2rem;color:var(--nv);font-weight:900;line-height:1.1}
.pcard2>span:not(.pkg__tag){color:var(--mt);margin-bottom:8px}
@media (max-width:900px){.pgrid{grid-template-columns:1fr 1fr}}
@media (max-width:480px){.pgrid{grid-template-columns:1fr}}
.imgbox{min-height:340px}
.imgbox .stamp{position:absolute;bottom:16px;inset-inline-start:16px;background:var(--ye);color:var(--nv);padding:12px 18px;font-weight:700}
.imgbox .stamp b{display:block;font-size:1.4rem;font-weight:900}
.facts{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:0 0 16px}
.facts div{background:var(--gr);padding:16px 18px;border-inline-start:5px solid var(--ye);display:grid;gap:2px}
.facts dt{font-size:.85rem;color:var(--mt)}
.facts dd{margin:0;font-weight:800;color:var(--nv)}
@media (max-width:760px){.facts{grid-template-columns:1fr}}
.ccards{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.ccards a,.ccards div{display:grid;justify-items:center;text-align:center;gap:6px;padding:24px 14px;background:var(--gr);text-decoration:none;color:var(--ink);height:100%;border-top:4px solid var(--ye)}
.ccards a:hover{background:#fff;box-shadow:0 16px 30px -20px rgba(16,35,63,.5)}
.ccards .ic{width:54px;height:54px;background:var(--nv);display:grid;place-items:center;color:var(--ye);margin-bottom:4px}
.ccards .ic svg{width:26px;height:26px}
.ccards .ic--wa{background:var(--wa);color:#fff}
.ccards b{color:var(--nv);font-size:1.1rem}
.ccards span{color:var(--mt);word-break:break-word}
@media (max-width:900px){.ccards{grid-template-columns:1fr 1fr}}
@media (max-width:480px){.ccards{grid-template-columns:1fr}}

@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation:none!important;transition:none!important}}
.ab__img img,.scard__img img{height:auto}
.scard__img img{height:100%}
@media (max-width:560px){.util__r{display:none}}

/* ===== v11: כיוון 5 "חם ואנושי" — חול, בורדו וזהב, פינות רכות ===== */
:root{
  --nv:#5E1822; --nv2:#6E2430; --nv3:#7A1F2B;
  --br:#7A1F2B; --br2:#922B39;
  --ye:#D9A441; --ye2:#E6B95E; --ye-ink:#7A5711;
  --rd:#7A1F2B; --rd2:#922B39;
  --sand:#F5EEE3; --sand2:#EADFCC;
  --gr:#F5EEE3; --gr2:#EADFCC; --line:#E5D9C6;
  --ink:#2A1D1A; --mt:#6B5A52;
}
body{background:#FFFCF7;color:var(--ink)}
h1,h2,h3{color:var(--ink);font-weight:900}
a{color:var(--br)}
.kicker{color:var(--br2)}
.lic svg{color:var(--ye)}
.btn{border-radius:999px}
.btn--br{background:var(--br);color:#fff}
.btn--br:hover{background:var(--br2);color:#fff}
.btn--navy{background:var(--br);color:#fff}
.btn--navy:hover{background:var(--br2)}
.btn--line{background:#fff;color:var(--br);border-color:var(--sand2)}
.btn--line:hover{border-color:var(--br);color:var(--br)}
.btn--gold,.btn--yellow{background:var(--ye);color:var(--ink)}
.btn--gold:hover,.btn--yellow:hover{background:var(--ye2);color:var(--ink)}
.sec--sand,.sec--gray,.sec--tint{background:var(--sand)}
.fine{font-size:.8rem;color:var(--mt);line-height:1.5}

/* כותרת */
.util{background:var(--nv)}
.util svg{color:var(--ye)}
.mh{background:#FFFCF7;box-shadow:0 1px 0 var(--line)}
.brand{color:var(--br)}
.brand small{color:var(--ye-ink)}
.nav a{color:var(--ink);font-weight:600}
.nav a:hover{color:var(--br);border-bottom-color:var(--sand2)}
.nav a[aria-current="page"]{border-bottom-color:var(--br);color:var(--br)}
.mh-wa,.mh-tel,.menu-btn{border-radius:999px}
.mh-tel{background:var(--br)}
.mh-tel:hover{background:var(--br2)}
@media (max-width:1100px){.nav{border-radius:0 0 18px 18px}.nav a[aria-current="page"]{color:var(--br)}}

/* פתיחה */
.whero{background:var(--sand)}
.whero__g{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(28px,5vw,64px);align-items:center;padding-block:clamp(36px,5vw,64px) clamp(70px,8vw,100px)}
.whero__t{display:grid;gap:16px;min-width:0}
.eyb{font-weight:700;color:var(--br2)}
.whero h1{font-size:clamp(2.4rem,1.5rem + 3.6vw,4.3rem);line-height:1.05}
.whero h1 span{display:block;color:var(--br)}
.whero .sub{color:var(--mt);font-size:1.2rem;max-width:32em;font-weight:400}
.whero__p{position:relative;min-width:0}
.pics{display:grid;grid-template-columns:1.1fr .9fr;grid-template-rows:200px 200px;gap:12px}
.pics img{width:100%;height:100%;object-fit:cover;border-radius:24px;display:block}
.pics img:first-child{grid-row:span 2}
.note{position:absolute;bottom:-26px;inset-inline-start:24px;background:#fff;border-radius:18px;padding:14px 18px;display:flex;gap:12px;align-items:center;box-shadow:0 18px 30px -16px rgba(60,20,20,.35);max-width:calc(100% - 48px);font-size:.98rem}
.note svg{width:22px;height:22px;color:var(--br)}
.note b{color:var(--br)}
@media (max-width:960px){.whero__g{grid-template-columns:1fr}.pics{grid-template-rows:150px 150px}}

/* טופס בית */
.wform{margin-top:-46px;position:relative;z-index:2;scroll-margin-top:100px}
.wform__box{background:#fff;border-radius:24px;box-shadow:0 24px 50px -26px rgba(60,20,20,.45);padding:22px 26px;display:grid;grid-template-columns:minmax(0,.7fr) minmax(0,2fr);gap:20px;align-items:center}
.wform__t h2{font-size:1.5rem}
.wform__t p{color:var(--mt);font-size:.95rem}
.wform__f{display:grid;grid-template-columns:repeat(4,1fr) auto;gap:10px;align-items:end}
.wform__f .input{border-radius:12px;background:var(--sand);border-color:transparent}
.wform__f .input:focus{background:#fff;border-color:var(--br);box-shadow:0 0 0 3px rgba(122,31,43,.18)}
.wform__f .btn{min-height:48px;padding-inline:30px}
.wform__c,.wform__f .form-status{grid-column:1/-1}
.wform__f .field label{color:var(--ink)}
@media (max-width:1050px){.wform__box{grid-template-columns:1fr}.wform__f{grid-template-columns:1fr 1fr}.wform__f .btn{grid-column:1/-1}}
@media (max-width:480px){.wform__f{grid-template-columns:1fr}}

/* אמון */
.wtrust ul{list-style:none;margin:0;padding:clamp(34px,4vw,48px) 0 0;display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.wtrust li{display:flex;gap:14px;align-items:flex-start}
.wtrust .ic{width:52px;height:52px;border-radius:16px;background:var(--sand);display:grid;place-items:center;color:var(--br);flex:none}
.wtrust .ic svg{width:26px;height:26px}
.wtrust b{display:block;font-size:1.08rem}
.wtrust li>span>span{color:var(--mt);font-size:.92rem;line-height:1.45}
@media (max-width:900px){.wtrust ul{grid-template-columns:1fr 1fr}}
@media (max-width:480px){.wtrust ul{grid-template-columns:1fr}}

/* שירותים */
.wgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.wcard{display:flex;flex-direction:column;background:#fff;border-radius:24px;overflow:hidden;text-decoration:none;color:var(--ink);box-shadow:0 1px 0 var(--line),0 18px 36px -28px rgba(60,20,20,.45);transition:transform .2s,box-shadow .2s}
.wcard:hover{transform:translateY(-3px);box-shadow:0 26px 44px -26px rgba(60,20,20,.5)}
.wcard__img{display:block;aspect-ratio:16/10;overflow:hidden}
.wcard__img img{width:100%;height:100%;object-fit:cover;display:block}
.wcard__b{display:grid;gap:10px;padding:22px;flex:1;align-content:start}
.wcard h3{font-size:1.45rem}
.wcard p{color:var(--mt)}
.wcard ul{list-style:none;margin:0;padding:0;display:grid;gap:5px;font-size:.95rem;font-weight:600}
.wcard li{display:flex;gap:8px;align-items:center}
.wcard li svg{width:18px;height:18px;color:var(--ye);stroke-width:3}
.wcard__go{display:inline-flex;align-items:center;gap:6px;color:var(--br);font-weight:800;margin-top:4px}
.wcard__go svg{width:18px;height:18px}
.wmini{margin-top:22px;display:flex;align-items:center;gap:16px;background:var(--sand);border-radius:18px;padding:16px 20px;text-decoration:none;color:var(--ink);flex-wrap:wrap}
.wmini:hover{background:var(--sand2)}
.wmini__ic{width:42px;height:42px;border-radius:12px;background:#fff;display:grid;place-items:center;color:var(--br)}
.wmini__ic svg{width:22px;height:22px}
.wmini>span:nth-child(2){flex:1;min-width:220px}
.wmini__go{display:inline-flex;align-items:center;gap:6px;color:var(--br);font-weight:800}
.wmini__go svg{width:18px;height:18px}
@media (max-width:960px){.wgrid{grid-template-columns:1fr}}

/* ניכיון */
.wsplit{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:clamp(28px,5vw,64px);align-items:center}
.wsplit__t{display:grid;gap:14px}
.wsplit__t>p{color:var(--mt);font-size:1.1rem}
.wcmp{background:#fff;border-radius:24px;padding:26px;display:grid;gap:12px;box-shadow:0 18px 36px -28px rgba(60,20,20,.45)}
.wcmp__h{font-weight:700}
.wcmp__row{display:flex;justify-content:space-between;align-items:center;padding:14px 16px;border-radius:14px;background:var(--sand)}
.wcmp__row b{font-size:1.4rem;font-weight:900;color:var(--mt)}
.wcmp__row--us{background:var(--br);color:#fff}
.wcmp__row--us b{color:#fff}
.wcmp__save{font-weight:800;color:var(--br);font-size:1.1rem}
.ticklist svg{color:var(--br)}
@media (max-width:900px){.wsplit{grid-template-columns:1fr}}

/* ענפים */
.wsect{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.wsect li{background:var(--sand);border-radius:20px;padding:20px 22px;display:grid;gap:4px}
.wsect b{color:var(--br);font-size:1.15rem}
.wsect span{color:var(--mt);font-size:.95rem}
@media (max-width:860px){.wsect{grid-template-columns:1fr 1fr}}
@media (max-width:480px){.wsect{grid-template-columns:1fr}}

/* מי אנחנו */
.ab__img img{border-radius:24px;aspect-ratio:4/3}
.ab__badge{background:var(--br);color:#fff;border-radius:16px;font-size:1rem}
.ab__badge b{font-size:1.4rem}

/* כרטיסים כלליים */
.partial,.kcard,.doc-card,.pcard,.pcard2,.ql,.side-card,.faq-list details,.ccards a,.ccards div,.facts div,.callout,.formula,.table-wrap,.wtrust .ic{border-radius:20px}
.partial{border:0;box-shadow:0 18px 36px -28px rgba(60,20,20,.45);background:#fff}
.tag{color:var(--br)}
.bar{border-radius:7px;overflow:hidden}
.bar i{background:#C9B9A6}
.bar--ok i{background:var(--br)}
.faq-list details{background:var(--sand);border:0}
.faq-list details[open]{background:#fff;border:1px solid var(--line);border-inline-start:1px solid var(--line);box-shadow:0 12px 26px -20px rgba(60,20,20,.4)}
.faq-list summary{color:var(--ink)}
.faq-list .pm::before,.faq-list .pm::after{background:var(--br)}
.kcard,.doc-card,.pcard,.pcard2{border:0;border-top:0;box-shadow:0 1px 0 var(--line),0 16px 30px -26px rgba(60,20,20,.45)}
.sec--gray .kcard{background:#fff}
.kcard .ic,.doc-card h3 svg,.checklist svg{color:var(--br)}
.pcard .ic,.ccards .ic{background:var(--sand);color:var(--br);border-radius:16px}
.ccards a,.ccards div{background:#fff;border-top:0;box-shadow:0 16px 30px -26px rgba(60,20,20,.45)}
.facts div{border-inline-start:0;background:var(--sand)}
.callout,.formula{border-inline-start:0;background:var(--sand)}
.formula{color:var(--br)}
table.cmp thead th{background:var(--br)}
table.cmp tr.hl td{background:#F8EBD9}
.input,select.input,textarea.input{border-radius:12px}
.card{background:#fff;color:var(--ink);border-radius:24px;box-shadow:0 24px 50px -26px rgba(60,20,20,.5)}
.card__h h2{color:var(--br)}
.card .input{background:var(--sand);border-color:transparent}
.consent a{color:var(--br)}

/* פסים כהים → בורדו */
.page-hero{background:var(--sand);color:var(--ink);border-bottom:0}
.page-hero h1{color:var(--ink)}
.page-hero p{color:var(--mt)}
.page-hero .crumbs,.page-hero .crumbs a{color:var(--mt)}
.crumbs li+li::before{color:var(--br)}
.page-hero .hticks li{color:var(--ink)}
.page-hero .hticks svg{color:var(--br)}
.side-card--y{background:var(--sand);color:var(--ink)}
.side-card--y h3{color:var(--ink)}
.side-card--navy{background:var(--br)}
.lead-sec{background:var(--br)}
.lead__side .kicker--y,.kicker--y{color:var(--ye)}
.clist a,.clist div{border-radius:14px}
.clist .ic{border-radius:12px}
.qloan,.qloan--page{background:var(--br)}
.ql{border-top:0}
.pkg{border-radius:12px}
.pkg[aria-pressed="true"]{background:var(--br);border-color:var(--br);color:#fff}
.pkg[aria-pressed="true"] b{color:#fff}
.seg{border-radius:12px;overflow:hidden}
.seg input:checked+label{background:var(--br)}
.ql__sum,.range-val{background:var(--sand);border-radius:12px}
.ql__sum b{color:var(--br)}
input[type=range]{accent-color:var(--br)}
.pcard2 b{color:var(--br)}
.stats{background:var(--br)}

/* פס קשר */
.wcall{background:var(--br);color:#fff}
.wcall .wrap{display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap;padding-block:34px}
.wcall h2{color:#fff;font-size:1.8rem}
.wcall p{color:#F0DADD}

/* פוטר */
.warn{background:#FBF3E4;border-top:0}
.foot{background:#3D0F16;color:#D9C2C5}
.foot h3{color:var(--ye)}
.foot a{color:#F2E4E6}
.foot a:hover{color:var(--ye)}
.f-bottom{border-top-color:rgba(255,255,255,.12)}
.a11y-btn{background:var(--br);border-color:var(--ye)}
.a11y-panel{border-radius:18px}
.a11y-panel button{border-radius:10px}
.a11y-panel button[aria-pressed="true"]{background:var(--br)}
@media (max-width:960px){.whero__g{padding-bottom:70px}.note{position:relative;bottom:auto;inset-inline-start:auto;margin-top:12px;max-width:100%}}
@media (max-width:640px){.util__r{display:none!important}.wform{margin-top:-40px}}
.ccards--3{grid-template-columns:repeat(3,1fr)}
@media (max-width:760px){.ccards--3{grid-template-columns:1fr}}
.f-lic{display:flex;align-items:center;gap:8px;color:#fff;font-weight:700;margin-bottom:8px}
.f-lic svg{width:20px;height:20px;color:var(--ye)}
/* v13 audit fixes */
@media (min-width:1101px){.nav a[href="index.html"]{display:none}}
@media (min-width:1101px) and (max-width:1340px){.nav a{padding-inline:9px}.mh .wrap{gap:12px}.mh-tel{padding:0 13px;font-size:1.05rem}}
@media (max-width:560px){.mh-tel span{display:block;position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}}
@media (max-width:640px){table.cmp{min-width:0}.cmp{display:table;width:100%;table-layout:auto;font-size:.8rem}table.cmp th,table.cmp td{padding:10px 6px;white-space:normal}.cmp td:not(:first-child),.cmp th:not(:first-child){white-space:nowrap}}
.f-bottom a,.fbot a{display:inline-block;padding-block:4px}
@media (min-width:1101px){.nav a[href="index.html#faq"]{display:none}}
@media (min-width:1101px) and (max-width:1260px){.mh-tel span{display:block;position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}.mh-tel{width:46px;padding:0;justify-content:center}}
.input-wrap .unit~*,.input-wrap input.num{padding-left:52px}
@media (max-width:640px){table.cmp th:nth-child(4),table.cmp td:nth-child(4){display:none}table.cmp td:first-child{white-space:normal}}
@media (max-width:400px){.mh .wrap{gap:7px}.brand b{font-size:1rem}.brand svg{width:34px;height:34px}.mh-wa,.mh-tel,.menu-btn{width:42px!important;height:42px}.brand{gap:7px}}
@media (max-width:340px){.mh-wa{display:none!important}}
.f-notes{margin-top:8px;font-size:.8rem;opacity:.85}

/* v14 — hero בפורמט WebP + פס חיוג/וואטסאפ קבוע בתחתית המובייל */
.pics picture{display:block;grid-row:span 2;min-height:0}
.pics picture img{width:100%;height:100%}
.mcta{display:none}
@media (max-width:760px){
  .mcta{display:grid;grid-template-columns:1.25fr 1fr;gap:8px;position:fixed;inset-inline:0;bottom:0;z-index:59;padding:8px 12px calc(8px + env(safe-area-inset-bottom,0px));background:#fff;box-shadow:0 -4px 18px rgba(0,0,0,.12)}
  .mcta a{display:flex;align-items:center;justify-content:center;gap:8px;min-height:50px;border-radius:14px;font-weight:800;font-size:1.02rem;text-decoration:none;color:#fff}
  .mcta svg{width:22px;height:22px;flex:none}
  .mcta__tel{background:var(--br)}
  .mcta__wa{background:#25D366}
  .mcta a:focus-visible{outline:3px solid var(--ye);outline-offset:2px}
  .wa-float{display:none}
  .a11y-btn{bottom:calc(78px + env(safe-area-inset-bottom,0px));width:44px;height:44px}
  .a11y-panel{bottom:calc(132px + env(safe-area-inset-bottom,0px))}
  body{padding-bottom:calc(68px + env(safe-area-inset-bottom,0px))}
}
/* v14 — בכותרת: כפתור טלפון עגול בלבד בכל הרוחבים (המספר נשאר לקוראי מסך) */
.mh-tel{width:46px;padding:0!important;justify-content:center}
.mh-tel svg{width:22px;height:22px}
.mh-tel span{display:block;position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
